There are several tax deductions available for qualified Senior Citizens, Surviving Spouses, Disabled Persons, Veterans and Widows of Veterans.
Qualified recipients of these deductions receive $250.00 that is deducted from their annual tax bill.
For further information and applications, please contact the Tax Assessor:
732-251-0700 ext. 835
WHAT STATE REBATE PROGRAMS ARE AVAILABLE?
There are two separate and distinct property tax relief programs available to New Jersey homeowners:
A. Property Tax Reimbursement Program
This program is commonly known as the TAX FREEZE.
It is designed to freeze the burden of increasing real estate taxes for qualified applicants by establishing a base year of eligibility,
comparing that base year with any subsequent years, and refunding the difference to the eligible homeowner.
Eligibility must be continuous, otherwise a new base year would be established.
Qualifications are as follows:
Must make application to the State annually.
Homeowners must be age 65 or older, or receiving Federal Social Security Disability Benefits who paid property taxes on the PRINCIPAL RESIDENCE in New Jersey.
Age requirements apply to the base year as well as the application year.
Must meet income limits as set by the State annually. Income limits apply to the base year as well as the application year.
Property taxes must be paid in full by December 31st each year. Failure to pay property taxes within the year due disqualifies the applicant. A new application would have to be filed the following year that would establish a new base year.
Application booklets are mailed out by the State in late January each year.
For further information or to request an application, please contact the State of New Jersey at 1-800-882-6597 or visit the State of NJ at www.state.nj.us/taxation/
B. Homestead Rebate
Homestead type rebates are sent by the State of New Jersey for qualified homeowners on their primary residence. The qualifications, income limitations, and amounts of the rebates vary and are determined by the State each year. In a few cases, your income tax return establishes eligibility; however, in most cases an application is required.
Applications, when required, are sent by the State, usually in the spring.
For further information on Homestead type of rebates or to determine eligibility:
Telephone: The State of New Jersey at 1-888-238-1233
If there has been any change in your mortgage company, it is necessary to notify the Tax Collector of the change in writing.
If your mortgage has been paid off, you must also notify the Tax Collector in writing to remove the bank from our records. The request must contain the block and lot number of the property, your mailing address, the bank name and address, and the signature of the owner.
You may fax your mortgage company change of removal request to: 732-251-1359
WHAT DO I DO IF MY MORTGAGE COMPANY PAYS MY TAXES AND I RECEIVE THE ORIGINAL BILL?
If your mortgage company is responsible to pay your taxes and you receive an original tax bill kindly notify our office. We will verify the information
and correct as needed. You may also want to forward the tax bill directly to your mortgage company for payment. Please be aware that it is the
responsibility of every mortgage company that services an escrow account for the payment of taxes to send a written tax authorization notice informing the Borough of their responsibility of paying your taxes. If this form is not received we cannot notify your mortgage company of any payments or delinquencies and it also determines who gets what kind of bill.
If you should have any questions pertaining to this topic, please feel free to call 732-251-0700 ext. 826 or e-mail:
Requests for changes of address must be in writing. The request must contain the block and lot number of the property, the new mailing address, the reason for the change, and the signature of the owner.
You may fax your address change request to: 732-251-1359.
Please note that all changes of address must be reported to the Tax Collector to insure that you receive your tax bills and Borough correspondence.
WHAT IF I HAVE A TAX LIEN ON MY PROPERTY AND I WANT TO PAY IT OFF?
To redeem an outstanding lien you must first contact our office to determine the next available council date for redemption. A letter then must be sent requesting a redemption statement to our office. Verbal requests ARE NOT ACCEPTED. The request must include the block and lot number, lien certificate number, the date of redemption, the date payment will be received by the Tax Collector (at least ten (10) days to prior to redemption), along with your contact information including your daytime phone number. You must be a party with an interest in the property in order to redeem a lien, i.e. the owner, attorney for the owner, or the mortgage holder. You may fax your request to the Tax Collector at 732-251-1359 or email to:
Please note that in accordance with NJ statue, the failure to receive a tax bill does not affect the date that the tax payment is due, or the date that interest begins to accrue. It is the responsibility of each taxpayer to obtain the amount due on their properties and present timely payment to the Tax Collector.
If you require a copy for your records there is a duplicate bill fee of $5.00. We will send the duplicate bill upon receipt of the fee. A bill is not necessary for payment provided. Please provide us with your block, lot and property address so we may apply payment properly.
WHAT IF I USE AN ONLINE OR TELEPHONE PAYMENT SERVICE TO PAY MY TAXES?
If you utilize a payment service from your bank to send out your payments whether it be done by computer or telephone, you must include your block and lot number with the payment. You can enter block and lot number where the bank requests an account number.
The payee is:
Borough of Spotswood
Our payment address for these types of payments is:
Borough of Spotswood
77 Summerhill Road
Spotswood NJ 08884-1233
Please note that it may take several days for your bank to issue payments utilizing the online/telephone services, so you must allow extra time for your payment to reach us within the ten (10) day grace period.
HOW CAN I PAY MY TAXES?
Tax payments for the current quarter may be mailed to:
Borough of Spotswood
77 Summerhill Road
Spotswood NJ 08884-1233
or brought to our office on the 2nd floor of the Municipal Building between the hours of 8:30 am to 4:30 pm, Monday through Friday.
If you are unable to make it here during these hours, you are always welcome to put your payment in an envelope and slide it under our gate.
We will post it to your account when we arrive the next morning.
You may now also avail yourselves of our online payment service. This web based service allows residents of the Borough to inquire about their property taxes and water/sewer utility accounts and to pay their bills safely online: CLICK HERE
WHEN ARE TAXES DUE?
Tax payments are due quarterly.
The first quarter is due February 1 and covers the months of January, February and March.
The second quarter is due May 1 and covers the months of April, May and June.
The third quarter is due August 1 and covers the months of July, August and September.
The fourth quarter is due November 1 and covers the months of October, November and December.
There is a ten (10) day grace period. If the 10th falls on a weekend or a legal holiday, you have until the next business day to make your payment.
WHEN ARE THE TAX BILLS MAILED?
Tax bills are mailed out annually in early July. New bills are not issued when we receive the updated deed from the Tax Assessor's Office.
Tax bills should however, be turned over to the new owners at closing. If this is not done, it is the responsibility of the new owner to contact the Tax Collector to request a copy of the bill as it can take several weeks until we receive the updated deed from the Assessor.
WHAT ARE MY RESPONSIBILITIES IF I REFINANCE?
It is in the best interest to you and your mortgage holder that you have your current tax bill on hand at any closing. If you are in need of obtaining a duplicate bill, it can be furnished to you for a fee of $5.00. This fee must be paid prior to obtaining the bill.
Please also have your new mortgage company notify us of their responsibility as to the maintenance of an escrow account. This will allow them to obtain payment information from the Borough.
WHAT IS THE 'NOTICE OF ASSESSMENT' (GREEN POST CARD) USED FOR?
This is an official notice of your property's assessment value for the current year. This notice is mailed by the Middlesex County Tax Board prior to February 1. Please contact the Tax Board if you did not receive your copy by calling: 732-745-3350.
The Borough Tax Office does not have these forms.
WHERE CAN I FIND SQUARE FOOTAGE INFORMATION?
This information can be obtained from the Tax Assessor's Office. The Tax Assessor's Office is located in the Municipal Building on the 2nd floor.
Hours are on Wednesday evenings between the hours of 6:00 pm and 8:00 pm.
You may contact her via fax at 732-251-1359.
You may call her at 732-251-0700 ext. 835.
WHY DOES THE TAX BILL SHOW A SEPARATE LINE FOR THE PUBLIC LIBRARY IN THE RATE SECTION OF MY BILL?
The property tax bill shows a separate line item showing the minimum required appropriations for the Spotswood Public Library as a separate tax levy pursuant to a recently enacted State law (P.L. 2011, c.38). The municipal tax levy was reduced by the same amount as the new library tax levy. This change does not result in a property tax increase and is to help you better understand the cost of library services reflected in your tax bill.