Borough of Spotswood

MEDICARE (SHIP) COUNSELING

 

What is SHIP Counseling?

 

The State Health Insurance Assistance Program (SHIP) provides free help to New Jersey Medicare beneficiaries who have problems with, or questions about their health insurance. SHIP is a statewide program administered by the New Jersey Department of Human Services with financial assistance through a grant from the U.S. Administration for Community Living.

 

What kind of assistance is offered?

 

Medicare beneficiaries frequently have questions about benefits, claims, supplement policies (known as Medigaps) and Medicare Advantage plans. SHIP counselors provide

 

• Guidance evaluating health insurance options and enrolling for those new to Medicare

• Assistance during open enrollment (October 15 through December 7) to ensure those already enrolled have medical and prescription coverage that still works for them and is the best value for them ​

• For those who qualify, SHIP Counselors can provide application guidance with assistance programs including PAAD, Senior Gold, and Medicare Savings Programs through the NJ Save Application.

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What is the cost?

 

Counseling is free of charge. Volunteer counselors do not provide legal advice, sell, recommend or endorse any specific insurance product, agent, insurance company or plan. They provide information and assistance so that you can make your own decisions.

 

How do I make an appointment?

 

The Spotswood Office on Aging provides Medicare (SHIP) counseling services right at the senior center. Call our office at (732) 251-3432 and ask to speak with a SHIP Counselor.