Borough of Spotswood
A Friendly Community
P. 732.251.0700 F. 732.251.1820
77 Summerhill Road, Spotswood, NJ 08884
The Borough is in the process of upgrading our website; please be patient as changes are made.
Please note that www.spotswoodboro.com is the only official website for the Borough of Spotswood. Other websites or social media pages claiming to be "officially" associated with the Borough are not sanctioned or authorized by the Borough, and the opinions expressed on any and all social media containing the designation "Spotswood" are the opinions of the individual page administrators and do not represent the opinions of the Borough of Spotswood governing body. Likewise, all information disseminated by those pages should not be considered accurate and authorized releases by the Borough of Spotswood.
MEDICARE SAVINGS PROGRAMS
Medicare Savings Programs are federal programs that help low-income individuals with some
of the out-of-pocket costs for Medicare, including Medicare Part A and Part B premiums,
deductibles, copayments, and coinsurance.
There are four types of Medicare Savings Programs: Qualified Medicare Beneficiary (QMB)
Program, Specified Low-Income Medicare Beneficiary (SLMB) Program, Qualifying
Individual (QI) Program, and Qualified Disabled and Working Individuals (QDWI)
Program. Benefits vary for each program, but all of them, with the exception of the QDWI
Program, help pay for Medicare Part B premiums.
To qualify, you must have or be eligible for Medicare Part A and have income and resources
below a certain threshold. The income and resource requirements are different for each of the
four Medicare Savings Programs and may change from year to year.
If you qualify for a QMB, SLMB, or QI program, you automatically qualify to get Extra Help, aka as LIS (Low Income Subsidy) to help pay for Medicare prescription drug coverage.
For more information on these programs, click here.